Flood risk is a reality across Florida, and questions about prevention and funding come up long before a storm is in the forecast. Whether you are a property owner, contractor, or local decision maker, understanding which flood mitigation grants and programs exist can save time, reduce risk, and support better planning. We have compiled a current list of state, federal, and local flood prevention resources in Florida to keep handy when evaluating your options.
Major Flood Mitigation Grants and Programs in Florida
FEMA Flood Mitigation Assistance (FMA)
Provides competitive funding to reduce or eliminate long-term flood risk to NFIP-insured structures.
Program overview (FEMA)
https://www.fema.gov/grants/mitigation/learn/flood-mitigation-assistance
Florida administration (FDEM)
https://www.floridadisaster.org/dem/mitigation/flood-mitigation-assistance-program/
FEMA Hazard Mitigation Grant Program (HMGP)
Post-disaster mitigation funding for hazard and flood risk reduction projects.
Program overview (FEMA)
https://www.fema.gov/grants/mitigation/hazard-mitigation
Florida administration (FDEM)
https://www.floridadisaster.org/dem/mitigation/hazard-mitigation-grant-program/
FEMA Hazard Mitigation Assistance Guidance
Authoritative guidance covering the major FEMA mitigation programs (including FMA and HMGP).
Current HMA Policy Guide page (FEMA)
https://www.fema.gov/grants/mitigation/hazard-mitigation-assistance-guidance
National Flood Insurance Program (NFIP) Mitigation
Explains how mitigation ties into flood insurance and risk reduction.
NFIP main site
https://www.floodsmart.gov/
FEMA flood insurance overview
https://www.fema.gov/flood-insurance
Federal Partner Program
USDA Emergency Watershed Protection (EWP)
Supports emergency flood mitigation and watershed protection projects after events.
USDA EWP Florida
https://www.nrcs.usda.gov/programs-initiatives/ewp-emergency-watershed-protection/florida
Florida State Flood and Resilience Programs
Resilient Florida Program (DEP)
Statewide funding and planning for flood risk, resilience, and sea level rise projects.
Resilient Florida (Florida DEP)
https://floridadep.gov/rcp/resilient-florida-program
Elevate Florida Program (FDEM)
State-managed residential mitigation program aimed at reducing damage from flooding and hurricanes.
Elevate Florida (FDEM)
https://www.floridadisaster.org/dem/mitigation/elevate-Florida/
Hurricane Loss Mitigation Program (HLMP)
State mitigation grant supporting property and community resilience activities.
HLMP (FDEM)
https://www.floridadisaster.org/dem/mitigation/hurricane-loss-mitigation-program/
My Safe Florida Home Program
Supports residential wind and mitigation improvements that can complement flood resilience.
My Safe Florida Home official program site
https://mysafeflhome.com/
Florida Mitigation & Planning Resources
State Hazard Mitigation Plan
Florida’s approved state hazard mitigation plan.
Enhanced State Hazard Mitigation Plan (FDEM)
https://www.floridadisaster.org/dem/mitigation/statemitigationstrategy/
Florida Floodplain Management Program
State floodplain management support and NFIP compliance assistance.
Floodplain Management Program (FDEM)
https://www.floridadisaster.org/dem/mitigation/floodplain/
Related Tools and Technical Resources
Flood Risk Maps and Plan Status
FEMA’s interactive hazard mitigation plan status tools and maps.
Local hazard mitigation plan status (FEMA)
https://www.fema.gov/emergency-managers/risk-management/hazard-mitigation-planning/status
FEMA Hazard Mitigation Assistance Guide (PDF Download)
At Rubicon Flood Control, our goal is to help homeowners understand their options and prepare for flooding with clarity and confidence. Call us today at (239) 330-8888 or email info@rubiconflood.com, we are happy to answer any questions and advice if aluminum flood barriers are the right choice for your flood protection.
