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Measurement-based review required.", "schema_emit_policy": "standard", "keywords": [ "king tide", "Coastal or canal push toward low openings" ], "status": "active", "confidence": "high", "updated_at": "2026-09-21" }, { "id": "oie-rule-previous-flooding", "type": "IntelligenceRule", "name": "OIE concern rule: previous flooding", "slug": "previous-flooding", "description": "Repeat flooding at this line increases urgency for measured review. Preliminary logic only. Measurement-based review required.", "schema_emit_policy": "standard", "keywords": [ "previous flooding" ], "status": "active", "confidence": "high", "updated_at": "2026-09-21" }, { "id": "oie-rule-neighbor-flooded", "type": "IntelligenceRule", "name": "OIE concern rule: neighbor flooded", "slug": "neighbor-flooded", "description": "Neighbor flooding often signals similar opening exposure on your lot. Preliminary logic only. Measurement-based review required.", "schema_emit_policy": "standard", "keywords": [ "neighbor flooded", "Compare your grade and opening exposure to adjacent lots" ], "status": "active", "confidence": "high", "updated_at": "2026-09-21" }, { "id": "oie-rule-seasonal-owner", "type": "IntelligenceRule", "name": "OIE concern rule: seasonal owner", "slug": "seasonal-owner", "description": "Someone must be able to deploy the system while the owner is away. Preliminary logic only. Measurement-based review required.", "schema_emit_policy": "standard", "keywords": [ "seasonal owner", "with a clear deployment plan before leaving" ], "status": "active", "confidence": "high", "updated_at": "2026-09-21" }, { "id": "oie-rule-replacing-sandbags", "type": "IntelligenceRule", "name": "OIE concern rule: replacing sandbags", "slug": "replacing-sandbags", "description": "Sandbag labor, storage, transport, and disposal are the problem being reduced. Preliminary logic only. Measurement-based review required.", "schema_emit_policy": "standard", "keywords": [ "replacing sandbags" ], "status": "active", "confidence": "high", "updated_at": "2026-09-21" }, { "id": "oie-rule-insurance-documentation", "type": "IntelligenceRule", "name": "OIE concern rule: insurance documentation", "slug": "insurance-documentation", "description": "Document opening condition and protection plan — measurement review supports scoping. Preliminary logic only. Measurement-based review required.", "schema_emit_policy": "standard", "keywords": [ "insurance documentation" ], "status": "active", "confidence": "high", "updated_at": "2026-09-21" }, { "id": "oie-city-cape-coral", "type": "IntelligenceRule", "name": "OIE city rule: Cape Coral", "slug": "cape-coral", "description": "Canal-side driveways and garage thresholds often see the first nuisance water. Canal backup can reach garage lines during heavy rain bands. Preliminary logic only. Measurement-based review required.", "schema_emit_policy": "standard", "keywords": [ "Cape Coral", "cape_coral" ], "status": "active", "confidence": "high", "updated_at": "2026-09-21" }, { "id": "oie-city-fort-myers", "type": "IntelligenceRule", "name": "OIE city rule: Fort Myers", "slug": "fort-myers", "description": "Street flooding and low entry thresholds are common in older neighborhoods. Afternoon rain can pool at walkout and garage lines before storm season peaks. Preliminary logic only. Measurement-based review required.", "schema_emit_policy": "standard", "keywords": [ "Fort Myers", "fort_myers" ], "status": "active", "confidence": "high", "updated_at": "2026-09-21" }, { "id": "oie-city-naples", "type": "IntelligenceRule", "name": "OIE city rule: Naples", "slug": "naples", "description": "Coastal lanai and slider lines often take wind-driven rain before garage exposure. King-tide push can test rear openings on Gulf-side lots. Preliminary logic only. Measurement-based review required.", "schema_emit_policy": "standard", "keywords": [ "Naples", "naples" ], "status": "active", "confidence": "high", "updated_at": "2026-09-21" }, { "id": "oie-city-bonita-springs", "type": "IntelligenceRule", "name": "OIE city rule: Bonita Springs", "slug": "bonita-springs", "description": "Heavy rain and side-door pooling appear on estuary-adjacent lots. Check both garage and rear slider if either took water before. Preliminary logic only. Measurement-based review required.", "schema_emit_policy": "standard", "keywords": [ "Bonita Springs", "bonita_springs" ], "status": "active", "confidence": "high", "updated_at": "2026-09-21" }, { "id": "oie-city-sanibel", "type": "IntelligenceRule", "name": "OIE city rule: Sanibel", "slug": "sanibel", "description": "Coastal surge and seasonal absence make deployment planning critical. Pre-stage panels when island access is open — post-storm access delays deployment. Preliminary logic only. Measurement-based review required.", "schema_emit_policy": "standard", "keywords": [ "Sanibel", "sanibel" ], "status": "active", "confidence": "high", "updated_at": "2026-09-21" }, { "id": "oie-city-marco-island", "type": "IntelligenceRule", "name": "OIE city rule: Marco Island", "slug": "marco-island", "description": "Canal-front sliders and low coastal openings see surge and tide pressure. Commercial and wide entries need staff deployment planning before landfall. Preliminary logic only. Measurement-based review required.", "schema_emit_policy": "standard", "keywords": [ "Marco Island", "marco_island" ], "status": "active", "confidence": "high", "updated_at": "2026-09-21" }, { "id": "oie-city-swfl", "type": "IntelligenceRule", "name": "OIE city rule: Southwest Florida", "slug": "swfl", "description": "Hurricane season, heavy rain, king tide, and seasonal owner pressure shape opening risk. Preliminary logic only. Measurement-based review required.", "schema_emit_policy": "standard", "keywords": [ "Southwest Florida", "swfl_generic" ], "status": "active", "confidence": "high", "updated_at": "2026-09-21" }, { "id": "oie-opening-garage", "type": "IntelligenceRule", "name": "OIE opening rule: Garage opening", "slug": "garage", "description": "Likely water path: Driveway approach → garage threshold line. Primary review focus: Clear opening width, Threshold height, Side mounting surfaces, Floor line continuity / slab joints, Bottom seal condition, Driveway slope toward threshold. Sandbag burden: high. Fit direction: strong-review-candidate. Preliminary logic only. Measurement-based review required.", "schema_emit_policy": "standard", "keywords": [ "garage", "Garage opening", "Driveway approach → garage threshold line", "strong-review-candidate", "high" ], "status": "active", "confidence": "high", "updated_at": "2026-09-21" }, { "id": "oie-opening-front-door", "type": "IntelligenceRule", "name": "OIE opening rule: Front door threshold", "slug": "front-door", "description": "Likely water path: Exterior landing or walkway → door threshold. Primary review focus: Threshold seal, Frame edges, Side mounting surfaces, Swing clearance. Sandbag burden: moderate. Fit direction: strong-review-candidate. Preliminary logic only. Measurement-based review required.", "schema_emit_policy": "standard", "keywords": [ "front door", "Front door threshold", "Exterior landing or walkway → door threshold", "strong-review-candidate", "moderate" ], "status": "active", "confidence": "high", "updated_at": "2026-09-21" }, { "id": "oie-opening-side-door", "type": "IntelligenceRule", "name": "OIE opening rule: Side door threshold", "slug": "side-door", "description": "Likely water path: Side yard or patio pooling → utility door threshold. Primary review focus: Threshold seal, Side mounting surface, Patio grade line. Sandbag burden: moderate. Fit direction: moderate-review-candidate. Preliminary logic only. Measurement-based review required.", "schema_emit_policy": "standard", "keywords": [ "side door", "Side door threshold", "Side yard or patio pooling → utility door threshold", "moderate-review-candidate", "moderate" ], "status": "active", "confidence": "high", "updated_at": "2026-09-21" }, { "id": "oie-opening-slider", "type": "IntelligenceRule", "name": "OIE opening rule: Sliding glass door", "slug": "slider", "description": "Likely water path: Lanai or patio deck → sliding glass track. Primary review focus: Slider track, Threshold continuity, Side mounting surface / returns, Track height, Adjacent openings (bypass risk), Panel storage and deployment path. Sandbag burden: high. Fit direction: strong-review-candidate. Preliminary logic only. 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